- An Individual Personal Accident Insurance plan with extensive coverage in the event of an accident resulting in injury or death.
- Benefits include: Accidental Death Benefit, Accidental Medical Expense Reimbursement, coverage for disablement and Accidental Burial Expense.
Part of what makes life exciting is its unexpected nature. Joys and surprises are many, but the fact is that accidents do happen. At Paramount, we want to be there for you at every turn, through fair weather and foul.
Be secure in the knowledge that you are covered in the event of an accident that might prevent you from living your life the way you want to.
Paramount’s Personal Accident Insurance covers medical expenses, disablement, loss of hearing, and
much more. We even cover you if an accident renders you unable to acquire gainful employment and provide a Burial Benefit to assist your family in the event of unfortunate accidental death.
This insurance provides benefits or indemnity in case of loss to the Insured or injury to the physical well-being of an insured arising out of an accident.
- The Accidental Death Benefit.
- A lump sum benefit (Principal Sum).
- Coverage of accidental bodily injury resulting in death.
- Coverage for death occurring within 180 days of the date of an accident.
- Permanent Total Disablement or Loss of Sight, Hearing or Speech Benefit.
- Coverage in the case of Disablement.*
- Coverage if the aforementioned afflictions prevent the Insured from engaging in gainful employment of any and every kind for the remainder of his or her life.
- Accident Medical Expense Reimbursement.
- Covers medical expenses incurred within one (1) year from the date of the accident.
- Covers medical or surgical treatment, hospital services, registered nurse care, x-ray examinations and use of ambulance.
- Pays in excess of other existing insurance benefits like Philhealth, HMO and the like.
- Accidental Burial Expense.
- Provides a burial benefit in the case of death due to an accident.
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